Terms of Service

Last updated: 5/5/2026

1. Acceptance of Terms

By accessing or using lendsycapital.com (the "Site") and any services provided by Lendsy Capital ("we", "us", "our"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Site or our services.

2. Our Services

Lendsy Capital facilitates merchant cash advances and business funding solutions. Our products are not loans; they are a purchase of a portion of future receivables. All funding is subject to underwriting approval and the terms of a separate written agreement.

3. Eligibility

You must be at least 18 years old and authorized to act on behalf of a U.S.-based business to apply for funding. You represent that all information you submit is accurate, current, and complete.

4. Applications & Communications

By submitting an application, you authorize Lendsy Capital and its funding partners to contact you by phone, email, or SMS regarding your application, even if your number is on a Do Not Call list. Standard message and data rates may apply.

5. No Guarantee of Funding

Submission of an application does not guarantee approval, funding amount, or specific terms. All offers are subject to verification and final underwriting.

6. Intellectual Property

All content on the Site, including text, graphics, logos, and images, is the property of Lendsy Capital or its licensors and is protected by applicable intellectual property laws.

7. Limitation of Liability

To the fullest extent permitted by law, Lendsy Capital shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Site or our services.

8. Changes to These Terms

We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

9. Contact

Questions about these Terms? Email us at info@lendsycapital.com or call (929) 600-0903.